OVERVIEW

Medical Liability Mutual Insurance Company (MLMIC) is a leader in the medical malpractice insurance industry and has been meeting the professional liability needs of healthcare professionals for more than 30 years. Its mission is to provide quality professional liability insurance to physicians, dentists, hospitals, and other healthcare professionals at the lowest possible cost.

Created as a mutual company, MLMIC’s policyholders are owners, with full voting rights to elect the company’s Board of Directors, thereby having direct input into vital areas of operation. Since the governing Board is comprised primarily of practicing physicians, dentists, and hospital administrators, Board members are fully aware of their colleagues’ concerns and can make recommendations for program enhancements.

MLMIC is, and has always been a strong advocate for the healthcare community and has effectively lobbied for legislative reform to address those issues that continue to plague healthcare professionals.

MLMIC stands behind its philosophy to aggressively defend and resist any payment for groundless claims and to swiftly compensate claimants with meritorious claims. Since its inception, the company has earned a reputation for successfully defending more physicians than all other New York insurers combined, a fact held in high regard in New York’s legal community.

Today, MLMIC is not only the largest writer of medical professional liability insurance in the State of New York, but also the largest company of its kind in the nation. In New York State alone, MLMIC insures 82 hospitals, more than 19,800 physicians, nearly 4,200 dentists, and thousands of other healthcare providers and facilities.

Mergers and Acquisitions


When looking for an opportunity to expand its market, MLMIC acquired the Princeton Insurance Company of New Jersey (Princeton) in the year 2000. Then, during the following year, 2001, MLMIC merged with Healthcare Underwriters Mutual Insurance Company (HUM) of Latham, New York. This rapid expansion enabled MLMIC to develop a broader array of new products and services and policy enhancements, which it offers to many types of healthcare professionals and facilities.