Terms and Conditions of Web Site Use
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Insurance Policy Interpretation or Legal Advice
The material provided on the MLMIC Web site, including the information
and any images incorporated in the Web site, is for your personal
private non-commercial use only. The information and articles contained
in this Web site are provided for general informational purposes only.
Nothing contained in this Web site is intended to constitute, and should
not be construed as, a solicitation of insurance in any state in which
MLMIC is not licensed, an interpretation of any insurance provision or
policy nor as legal advice on any subject matter. Therefore, you should
not rely on the information and articles provided herein as a policy
interpretation or as legal advice on any subject matter for any purpose,
and should always seek the legal advice of competent counsel in your
jurisdiction.
Users of the MLMIC Web site are expressly advised that they rely on the
information contained in the Web site at their own risk.
All policy provisions discussed in this Web site are subject to
underwriting approval. Information on this Web site should not be
construed as a coverage interpretation of the policy in whole or in
part. Actual coverage determinations are subject to all of the terms and
conditions of the actual policy, endorsements, application, and any
actual claims.
Nothing contained in this Web site shall serve to amend, alter or modify
the terms, conditions or exclusions of each individual insurance policy.
Legal Notices
MLMIC expressly disclaims any and all responsibility and liability with
respect to actions or omissions based on any information or articles
contained in this Web site.
You may not modify, republish, post or transmit anything you obtain from
this website, including anything you download from the site, unless you
first obtain our consent. We request that you not create any kind of
hyperlink from any other Web site to ours unless you first obtain our
permission.
MLMIC provides hyperlinks to third party Web sites as a convenience to
users of this Web site. MLMIC does not control third party Web sites and
is not responsible for the contents of any hyperlinked third party Web
sites or any hyperlink in a hyperlinked site. MLMIC does not endorse,
recommend or approve any third party Web site hyperlinked from this Web
site. MLMIC shall have no liability to any entity for the content or use
of the content available through such hyperlink.
The information and materials on this Web site could include technical
inaccuracies or typographical errors. Changes are periodically made to
the information contained herein. MLMIC may modify these Terms and
Conditions of Web Site Use, and the agreement they create, at any time,
simply by updating this posting or the information on its Web site and
without notice to you.
If any provision of this agreement is unlawful, void or unenforceable,
it shall not affect the validity and enforceability of any remaining
provisions.
These Terms and Conditions of Web Site Use, and the agreement they
create, shall be governed by and interpreted according to the laws of
the State of New York. By accessing the MLMIC Web site, you have
directed your system to a computer located in the State of New York. Any
and all disputes arising from the content of the MLMIC Web site are to
be governed exclusively by the laws of the State of New York.
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