MLMIC has received approval from the New York State Department of Financial Services (DFS) to amend and enhance its New Dentist Discount Program.

MLMIC’s enhanced discount program offers new dentist graduates more options in choice and savings. It’s a cost-effective way to obtain malpractice insurance with the program designed by and for NYSDA members with New York State’s leading malpractice carrier.

The choice of either first year claims made coverage or occurrence coverage, at limits of $1 Million/$3 Million, is available at a flat rate premium of $50 to qualifying newly graduated dentists entering private practice for the first time immediately following the completion of training.

Newly graduated dentists who do not qualify for the flat rate premium may be eligible for a 75% first year discount off the standard rates.

MLMIC also offers discounts to new dentists in years two through four:

  • 2nd year: 60%
  • 3rd year: 25%
  • 4th year: 10%

Interested dentists can work directly with MLMIC underwriters to discuss the options and receive assistance navigating the process of applying for malpractice coverage.

For questions about dental rates and discounts, please call (888) 392-0638.  You may also contact us with inquiries or complete a get a quote form.