MLMIC offers Preferred Savings Programs to qualifying New York physicians.

We have partnered with groups and organizations across the state to help qualifying New York physicians get New York’s #1 medical professional liability insurance at a lower cost, including:

Additional discount programs are also available.

Physicians who meet certain requirements can take also advantage of valuable premium reductions, either separately or in combination with the PSPs for potential total savings of up to 30%.

  • Up to 12% savings for qualified physicians and surgeons with no open or closed claims
  • 5% savings when you complete a NYS-qualified Risk Management program
  • 5% savings for individual physician policyholders who waive consent to settle a claim
  • 2% premium credit for prompt payment of the full annual premium within 30 days of receipt of the invoice
  • 1.4% reduction of the indemnity deductible

New doctor? Part-time doctor?

You may qualify for special savings up to 50% off on your first year of MLMIC premiums.

Not all discounts are combinable. Risk Purchasing Groups (RPG) are subject to annual review and upward or downward adjustment (including removal altogether) pending approval by the NYS Department of Financial Services, and is based on the overall loss experience of the RPG’s members.

For RPG programs, membership required. Subject to application and approval. Check our website for the latest information and newest savings opportunities.