MLMIC is pleased to announce an enhancement to our NYSDA-MLMIC program for new dental school graduates and new dentists in practice less than four years. We understand that finances are a concern when starting out in private practice. Now MLMIC — the only professional liability carrier endorsed by NYSDA — is even more cost effective, while still bringing you the best possible protection.

A flat-rate premium of $50 for a first year claims made policy, or $172 for an occurrence policy, at limits of $1 million/$3 million, is available to qualifying newly graduated dentists entering private practice for the first time immediately following the completion of training.

Other newly graduated dentists who do not qualify for the flat rate premium may be eligible for a 75 percent first year discount off the standard rates for either claims made or occurrence coverage.

Subsequent to the first year, the following discounts apply to claims made policies only:

  • 60 percent of the 2nd year claims made rate
  • 25 percent ¬†of the 3rd year claims made rate
  • 10 percent of the 4th year claims made rate.

Contact our Underwriting Department at one of our regional offices to see if you qualify: NYC 1-800-683-7769; Long Island 1-888-263-2729; Syracuse 1-888-744-6729.