Choosing MLMIC Insurance Company means you won’t have to sacrifice quality for affordability.

We offer everything from comprehensive coverage options and concierge-level service to exclusive New York-focused extras – all at some of the most competitive premiums in the state.

Plus, you may qualify for additional savings to lower your premiums even further:

  • 10% savings when you complete a NYSDA-approved Risk Management program
  • $50 flat rate first-year premium for new grads (with additional discounts for up to four years)
  • 50% savings for dentists who limit their practice of dentistry to 20 hours a week or less
  • 3% premium credit for prompt payment of the full annual premium within 30 days of receipt of the invoice
  • 5% premium reduction when you waive your consent to settle a claim*


*Waiver of Consent to Settle discount will be applied upon renewal for existing MLMIC Insurance Company policyholders with renewal dates on or after November 1, 2022, who choose this option and return the Waiver of Consent form. New applicants can elect to apply this discount on the application for coverage, and it will be available upon issuance of a new MLMIC Insurance Company policy.