NY Groups Get Peace of Mind with MLMIC

MLMIC is committed to helping medical practices and large groups find custom medical liability solutions that serve their specific needs and risks – built on 40+ years of New York-specific experience.

Learn why more groups trust MLMIC.

Speak with MLMIC

Arrange a call

Request a Quote

Call 1-800-ASK-MLMIC or arrange a future call at a time convenient for you.

Choose EPIC benefits.

MLMIC Employed Physicians Insurance Coverage (EPIC) offers a truly customizable coverage structure. Plus, unique benefits, concierge-level service, and the backing of a Berkshire Hathaway company.

Get identical coverage for all employed physicians from a single, admitted carrier

Simplify your process by insuring multiple professionals and entities under a single policy, account, and billing/invoicing system

Easily verify coverage, request changes, review claims status, and more at any time by designating a single Policy Administrator

For more details about EPIC, contact a MLMIC representative.

Gain valuable savings.

MLMIC provides the opportunity to take advantage of a number of discounts and endorsements to help reduce your premiums.

up to 50% savings

New doctor discount

up to 50% savings

Part-time discount

5% savings

Risk management discount – 5% savings when you complete a NYS qualified Risk Management program

up to 12% savings

Claims free discount – up to 12% savings for qualified physicians and surgeons with no open claims

12% savings

Voluntary attending physician discount – 12% savings for qualified physicians who participate in combined legal defense, and mandatory risk management and loss prevention programs

12% savings

MLMIC Excellus Credentialed Physician Insurance Program (ECPIP) discount – 12% savings offered to qualified Excellus Health Plan, Inc., credentialed providers

5% savings

Waiver of consent to settle a claim – 5% savings available to individual named insureds

1.4% reduction

Indemnity deductible – 1.4% reduction of the $1,000,000/$3,000,000 rate (regardless of individual limits of liability) with a $5,000 deductible for each claim

2% premium credit

Quick payment – a 2% premium credit is applied for prompt payment of the full annual premium upon receipt of the invoice

For more details, or to see if you qualify, contact a MLMIC representative.

Learn about excess and optional coverages.

Excess coverage

Available at no additional cost to those who qualify, the Excess Liability Program provides an additional layer of insurance protection, over and above the required primary limits of $1.3 million each person/$3.9 million total.

Optional coverages

Defense costs coverage

Qualifying physician policyholders may be able to purchase coverage for the costs of defending an administrative action or governmental proceedings.

Professional entity coverage

Eligible professional entities may purchase separate limits of coverage up to $1,000,000 each person/$3,000,000 total for a premium charge.

Employee coverage

Employees of a MLMIC insured physician or surgeon may apply for a separate policy with individual limits of liability that provides coverage within the scope of employment for the physician practice.

For more details, or to see if you qualify, contact a MLMIC representative.

Apply Now

Download an application.