MLMIC is committed to helping medical practices and large groups find custom medical liability solutions that serve their specific needs and risks – built on 40+ years of New York-specific experience.
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Call 1-800-ASK-MLMIC or arrange a future call at a time convenient for you.
MLMIC Employed Physicians Insurance Coverage (EPIC) offers a truly customizable coverage structure. Plus, unique benefits, concierge-level service, and the backing of a Berkshire Hathaway company.
Get identical coverage for all employed physicians from a single, admitted carrier
Simplify your process by insuring multiple professionals and entities under a single policy, account, and billing/invoicing system
Easily verify coverage, request changes, review claims status, and more at any time by designating a single Policy Administrator
For more details about EPIC, contact a MLMIC representative.
MLMIC provides the opportunity to take advantage of a number of discounts and savings to help reduce your premiums.
New doctor discount
Part-time discount
Risk management discount – 5% savings when you complete a NYS-qualified Risk Management program
Claims free discount – up to 12% savings for qualified physicians and surgeons with no open or closed claims
Voluntary attending physician discount – 12% savings for qualified physicians of a MLMIC-insured hospital who participate in combined legal defense, and mandatory risk management and loss prevention programs
MLMIC Excellus Credentialed Physician Insurance Program (ECPIP) discount – 12% savings offered to qualified Excellus Health Plan, Inc., credentialed providers
Waiver of consent to settle a claim – 5% savings available to individual physican policyholders
Indemnity deductible – 1.4% reduction of the $1,000,000/$3,000,000 rate (regardless of individual limits of liability) with a $5,000 deductible for each claim
Annual prepay discount – a 2% premium credit is applied for prompt payment of the full annual premium within 30 days of receipt of the invoice
Available at no additional cost to those who qualify, the Excess Liability Program provides an additional layer of insurance protection, over and above the required primary limits of $1.3 million each person/$3.9 million total.
Qualifying physician policyholders may be able to purchase coverage for the costs of defending an administrative action or governmental proceedings.
Eligible professional entities may purchase separate limits of coverage up to $1,000,000 each person/$3,000,000 total for a premium charge.
Employees of a MLMIC insured physician or surgeon may apply for a separate policy with individual limits of liability that provides coverage within the scope of employment for the physician practice.
For more details, or to see if you qualify, contact a MLMIC representative.
Call 1-800-ASK-MLMIC or arrange a future call at a time convenient for you.
At noon on June 26, HANYS and MLMIC are hosting a one-hour webinar examining million-dollar claims in New York. Please join MLMIC Risk Management and Claims representatives as we present our review of these cases and provide strategies to reduce the risks of such high-exposure professional liability claims to your organization.