Get Peace of Mind with MLMIC Group Medical Malpractice Insurance

MLMIC is committed to helping medical practices and large groups find custom medical liability solutions that serve their specific needs and risks – built on 45+ years of New York-specific experience.

Learn why more groups trust MLMIC.

New Graduate?

Request a quote.


Call (800) ASK-MLMIC or arrange a future call at a time convenient for you.

Choose SILO customized protection.

SILO, from MLMIC Insurance Company, is an insurance program designed to provide comprehensive protection for employed physicians through cutting-edge analytics, risk mitigation, and claim services.

RISK SHARING OPTIONS – including deductibles, aggregate limits, and policy structures

SETTLEMENT AUTHORITY – for claims against physicians within the program

UNITED DEFENSE SAVINGS – through shared costs when possible

For more details about SILO, contact a MLMIC representative.

Gain valuable savings.

MLMIC provides the opportunity to take advantage of a number of discounts and savings to help reduce your premiums.

up to 50% savings

New doctor discount

up to 50% savings

Part-time discount

5% savings

Risk management discount – 5% savings when you complete a NYS-qualified Risk Management program

up to 12% savings

Claims free discount – up to 12% savings for qualified physicians and surgeons with no open or closed claims

12% savings

Voluntary attending physician discount – 12% savings for qualified physicians of a MLMIC-insured hospital who participate in joint legal defense and a risk management course

12% savings

MLMIC Excellus Credentialed Physician Insurance Program (ECPIP) discount – 12% savings offered to qualified Excellus Health Plan, Inc., credentialed providers

5% savings

Waiver of consent to settle a claim – 5% savings available to individual physican policyholders

1.4% reduction

Indemnity deductible – 1.4% reduction of the $1,000,000/$3,000,000 rate (regardless of individual limits of liability) with a $5,000 deductible for each claim

2% premium credit

Annual prepay discount – a 2% premium credit is applied for prompt payment of the full annual premium within 30 days of receipt of the invoice

Learn about excess and optional coverages.

Excess coverage

Available at no additional cost to those who qualify, the Excess Liability Program provides an additional layer of insurance protection, over and above the required primary limits of $1.3 million each person/$3.9 million total.

Optional coverages

Defense costs coverage

Qualifying physician policyholders may be able to purchase coverage for the costs of defending an administrative action or governmental proceedings.

Professional entity coverage

Eligible professional entities may purchase separate limits of coverage up to $1,000,000 each person/$3,000,000 total for a premium charge.

Employee coverage

Employees of a MLMIC insured physician or surgeon may apply for a separate policy with individual limits of liability that provides coverage within the scope of employment for the physician practice.

For more details, or to see if you qualify, contact a MLMIC representative.

Request a Quote

Call (800) ASK-MLMIC or arrange a future call at a time convenient for you.